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The value of your investments can fall as well as rise and you may not get back the amount you invested.

Under the current rules, all income and capital growth achieved by your NISA are tax efficient. You do not need to declare any gains or income arising from a NISA on your UK tax return.

Please note if you have paid into a Cash or Stocks and Shares ISA since 6 April 2018, you will not be able to open a further NISA of the same type before 6 April 2019. You may, however, make additional payments – up to the £20,000 NISA subscription limit - into your existing account(s).

Call Squirrel Financial if you would like to discuss how NISA’s can work for you, on 01634 564664.